01 

/ 03
Will the initial contribution be over $50,000?
Yes
No

02 

/ 03
Is the customer looking for income, accumulation, or death benefit?
Income
Accumulation
Death Benefit

02 

/ 03
Is the customer looking for income or accumulation?
Income
Accumulation

03 

/ 03
Does the customer plan on accessing the money in less than 10 years or more than 10 years?
Less Than 10 Years
More Than 10 Years

03 

/ 03
Does the customer expect to live less than 10 years or more than 10 years?
Less Than 10 Years
More Than 10 Years