No detail now - we just wanted you to get a quick sense of how these arrangements operate. You can get a little more information by hovering over each icon.
The business will pay part or all of the premium on a permanent life insurance policy owned by you (or your key executive).
Find out which Executive Benefit Plan
will work best for you.
Please remember, this decision tree is a guide only and should not be seen as a definitive answer as to what type of executive benefit arrangement someone might adopt. There are many factors that can not be built into a decision tree of this type.
This is a starting point only.
We do not offer tax or legal advice. Please consult your own professional advisors regarding legal and tax issues related to adopting an Executive Benefits Arrangement.
Select "C-Corporation" if you have a corporate entity that is taxed as a C-Corporation or an LLC that has elected to be taxed as a C-Corporation. Select "Pass Through" for all other business types.
National Life Group® is a trade name of National Life Insurance Company, Montpelier, VT, Life Insurance Company of the Southwest, Addison, TX and their affiliates. Each company of National Life Group is solely responsible for its own financial condition and contractual obligations. Life Insurance Company of the Southwest is not an authorized insurer in New York and does not conduct insurance business in New York.
This information is intended to be educational in nature, and does not constitute an endorsement or recommendation of any financial product, service or the suitability thereof for you. Calculator results are based on the assumptions you provided. The information provided is not intended to supply professional tax, accounting, financial or legal advice, for which you should seek a personal consultation with a professional provider of such services. This information does not take into account differences between various savings vehicles which may include eligibility requirements, sales charges, surrender charges, tax penalties or mortality and expense charges. It also does not take into consideration lower maximum tax rates on capital gains or dividends which might affect the taxable strategy.
No bank or credit union guarantee | Not a deposit | Not FDIC/NCUA insured | May lose value |
Not insured by any federal or state government agency |
Guarantees are dependent upon the claims-paying ability of the issuing company. |
TC94695(0417) | Cat No 102995d(0417) |